Citi credit card setup not working reddit. I’m considering getting the Citi Custom Cash credit card.

Citi credit card setup not working reddit true. New. Cards seem nice if you never need CS but if you ever have an issue they are very If you have more than one credit card from Citibank, you can easily link all of your personal or business Citi accounts to the same online profile and manage them with a single Head over to the churning subreddit and search for "shitti". Feel free to ask questions, provide community support, and post informative links and howto's! A subreddit for discussing credit cards. You can link a card to it and it generates another card number. More replies. At that time gets ko naman kung bakit na reject ako kasi I was looking to get accepted for my first credit card and maybe unwilling sila iaccept yung wala pang existing credit cards sa ibang banks. cxLoyalty who runs the Citi portal is owned by Chase now. r/CreditCards. I'm able to add it on PayPal but once I try to add it on GPay, instantly get flagged and have to call the fruad department. Maybe it’s just best to cut ties with Citi. I figure the worst case scenario is that I will be told no and I can either decide to keep the card open or not. Read the terms & conditions, Citi can close your card at any time, for any reason, with no advance notice. I recently realised that the autopay settings will only pay the 'statement balance' not the 'current balance', meaning instead of paying off the whole amount on a given day (i. They will do it, no questions asked. The problem is, Citi will NOT combine my limits to one card and let me cancel the other one. CCC. Wells Fargo Autograph: 3x on travel. Firstly, after I installed the app and create an account it locked me out for no reason. The main one is 10% point rebate as part of the whole Citi TYP portfolio. 25% on my student loan payment for opening it. At this point Quicken has deleted the previously working one step A subreddit for discussing credit cards. I like Chase for the redemptions 11 votes, 13 comments. Should I try for the chase setup first or should I go with the citi setup. Citi credit card most definitely works for me in Simplifi. 2 more to go once I've cleared those bills! 💳 That's why it is generally recommended to use a card you want to keep open at least once every 6-12 months. I think that for me the mid tier Chase and Citi setups work best. so wala din. I contacted Citi and they are aware and working on getting back to me, she did mention not all credit cards will work. However, instead if picking Citibank Credit Card, I searched for my I currently have the following Citi cards: Citi Costco Visa card Citi Custom Cash card (that I use for groceries) AU on another Citi Custom Cash card that can sometimes be used for restaurants (what the primary cardholder is using it for) Now, this is what I plan to do going forward w. Both times card reader said it was not accepted. Just wanted to point it out because not a lot of people know. Also pay attention to the reward bonuses on chase/amex/citi and make sure to activate them before making any purchases. I feel like this is completely new! I was flagged for fraud when I’m the owner of the card making the payments or paying it all off some months. US Bank Cash+ - 5% fast food, 5% fitness clubs. I have trouble logging into the CitiManager App, where can I get The problem is that my Citi account believes one of my credit cards has not been fully activated (even though we use them everyday). *Rent: $1250/mo Bilt MasterCard, it's the only card that offers points on rent at 1x. My Citi card hasn't updated regularly on my TU report since May of 2021 and no one from front line CS, the credit bureau division all the way up to the EO has been able to rectify it. The company's mission is to maximize the value and utility of digital assets through our comprehensive product suite including advanced trading solutions, liquidity aggregation, tax-efficient asset-backed credit lines, a high-yield Earn Interest product, as well as the Nexo Platform and Nexo Wallet with their top-tier Citi sucks. For example, I discovered that Five Guys Burgers and Fries is not a Restaurant, but a Get the Reddit app Scan this QR code to download the app now. If you value the transfer partners equally and you don’t care about Purchase Protection, Extended Warranty, and other benefits, the only multiplier you’re giving up by avoiding Capital One is entertainment. But even with the lowered limit, my total available credit across all my cards is higher than my annual salary, so I'm fine. Exactly the same for me, Google Wallet is not an option in the Citi app. At this point, any time you see the value of points when using transfer partners, just ignore it. I had to call them and they did lot of different verifications before they could let me access my account. Got it all set up and then tried to book a rental car through avis. Members Online • comotheinquisitor . I'm working on the Citi quadfecta and was approved for the DC on 11/11/22 and CP on 12/2/22. Credit Card #2: Amex Gold (I qualify for 90k SUB according to pre-approval website, haven't signed up yet but would be this month if I were to go ahead with this plan) CreditCard #3: Chase Freedom Unlimited (March 2024) Credit Card #4: Chase Sapphire Preferred (September 2024) Credit Card #5: Wells Fargo Autograph/SavorOne/Citi Custom Cash US Chase Sapphire Preferred VISA did not work US Citibank Mastercard did not work US American Express Preferred worked. And suddenly, Citi offers the second best credit card pair setup. But then there are the minuses: Are you sure its being declined, or is the card just not working properly? Chip failure or wireless RFID failure. Internet Culture (Viral) Amazing; Animals & Pets I was offered to set up a virtual card right away after I was instantly approved. You're not alone. For the record, I was never pre-approved for anything from Citi's tool. In April a charge showed up on my Ciitibank credit card that I didn't recognize. After testing at both a gas station at a Walmart Supercenter (shows up on the statement as "WM all the research that i had done before getting a credit card said that citi has terrible customer service and that Discover’s was amazing, so that’s what made me choose Discover. I was trying to add the card to samsung pay app. I haven't tried with UB since wala akong savings account with them pero if it works similar with other banks, same day din siguro mareplenish ang Citi CL paid using UB. Costco Citi card has a buggy setup process and really bad customer support [Citi Visa Credit Card] Wondering if I just have bad luck or others have experienced this. r. On Citi's web site, it is the exact opposite. I have one Citi card right now, and I've mostly Citi is showing a 94% success rate right now for Item adds (you can check any institution in the Institution Status dashboard, as mentioned). It looks like an access issue. I really can't decide which is better so I'm building a combined setup using CSP, CFF, Premier, CDC, and CCC. I have a Citi Custom Cash card supposedly on the way but it still has not shown up almost two weeks later. Citizens Bank Credit Card: Saved me 0. I am currently working, but on a work from home basis, with nobody in the office. 🥲 Share Sort by: Best. Selected the call me option and see no call. 2 cards are the US Bank Cash+ but the rest aren't and all are no AF: • US Bank Altitude Go for restaurants 4% cash back • US Bank Cash + (1) for utilities, internet, and streaming 5% cash back The 5% cashback on gas is uncapped, so there's no need to worry about tracking your gas purchases and switching to a different credit card once you hit the $500 cap in a billing cycle. I got approved in the end. Be sure to read Get the Reddit app Scan this QR code to download the app now. The two companies are separate and having a bank account adds an extra layer of security to your account, making it a royal PITA if you decide to close the bank account or get locked out of your account somehow. It's my primary card for spending and the syncing has worked flawlessly. A subreddit for discussing credit cards. 625x and 2. Any reason not to merge Citi ThankYou Points Accounts across my cards? Doesn't seem like there are any downsides and from my understanding, I will be able to take advantage of the Rewards+ 10% Points Back on point redemptions across all my cards. 2x, 3x, 5x Amex blue business plus + Amex gold for a 2 card setup. I've tried text, having the verification This happened to me recently not with credit card but banking account. Sometimes, CP doesn't automatically check for Citi (unsure why). * Thanks again, u/FilterJoe*!* ORIGINAL POST BELOW: Not saying this card can't work for some but I still wouldn't recommend it. Signed up specifically because I wanted a card with transfer partners to Miles and Smiles. Citi CreditCard Application (not working) Citi since under na ng UnionBank ang Citi, tumatanggap Thoughts on Citi Credit Cards . 2020. Citi cards: Apply for Citi Rewards+ in early-mid 2024. I/we have 2 branded Citi cards, a Costco Visa and Citi-backed Wawa and Home Depot (actually 2 HD cards mine and the Ever since I started using AppleWallet (three phones ago), I have been unable to add my Citibank Costco Visa and AAdvantage MasterCard to it. I didn't know about the Citi 2/65 rule and mistakenly applied for a CCC on 1/1/23 which was denied presumably because of the 2/65 rule. I hope this didn’t happen to you. I've Costco Citi Credit Card Not Displaying Running Total [Citi Visa Credit Card] Costco City Credit Card website would always a display a running total next to each posted transaction. I just turned 18. Gaming. With your current credit situation I assume you want to carry a card long term and not close it in one or two years. Nope. Sounds like the setup for identity theft. For instance, Elan requires calling and talking to a live CSR to add your card to a mobile wallet; Citizens requires calling and talking to a live CSR if you want to opt out of their default (Citizens-friendly) marketing/data sharing settings. US Chase Sapphire Preferred VISA did not work US Citibank Mastercard did not work US American Express Preferred worked. Background: Have been working on my credit since graduating college (was 651, now 721 - source: myFICO) and one of the cards I got was a Citi secured card with a $200 CL in Dec. It sounds like you have plenty of credit cards. But as part of a multi-card setup, it’s a tremendous option. Reply reply Vaun_X • The 500 is just to cover the transaction till it bills another card or is that a monthly? Rewards +, would be the forth card in this setup Reply reply Citi really needs to work on getting American Airlines on board for transfer partners. edit Usually an unexpected fraud lock and a nightmare process of getting the cards re-enabled/identity verified. In other words, it would show the total credit card balance after each transaction. The categories make no sense. Because the merchant has my old card in their system not new, as legally they charge me for my old card not new. Some transactions they will just not They have not bothered yet to set up a coherent system in place, and its “security” questions and checks” are mostly delaying tactics to reduce the cost of live representatives. Expand user menu Open settings menu. After Nexo is the world’s leading regulated digital assets institution. I was not immediately approved as some have been. If Citi thinks work with the merchant is the best way, they should tell me right at the beginning while I contacted them, they never told me about this. It’s hard to give any other advice as you haven’t described what is happening (or not happening) or posted screenshots. Capital One Quicksilver: My stepping stone from the First Financial Card to an actual grown up card. I have had the card for 3 years now. Call Citibank, tell them the problem, and that you are asking for a replacement card. You'll get a new Axis Bank card by the end of 2024. e. US Bank Altitude Go - 4% dining. I am actually very happy with I personally have not been happy with Citi rewads compared to the countless other cards I've used (Chase, Discover, Capital One, etc). Unfortunately, at this time, this option is not yet available. Just traded up (from a 12 I haven’t had such extensive problems, but I never received the verification codes via text (despite numerous attempts) when I tried to set up my online account and, later, set up the card in How can I install the CitiManager Mobile App? Please scan the below QR Code to download the app in your device today! 2. Varo offer -PNC not working comments. Reply reply If it's not working in the browser but works on the app then it's Get the Reddit app Scan this QR code to download the app now. ⬇️See More Menu for FAQs If you have a hard pull within 7 days of applying for a Citi credit card, you'll almost certainly get a denial. In the case that you're not, here's my recommended setup: *Groceries: $800/mo AAA Daily Advantage - Gives 5% back on groceries up to $10k of spend per year. I was able to sign into the Citi app and was still offered to set up the card in my mobile wallet. com card doesn't work at some retailers - Frustrating upvotes My current card set-up for maximum cashback. Pair it with a Double Cash, and the Double Cash essentially turns from a 2% cash back card A subreddit for discussing credit cards. View community ranking In the Top 5% of largest communities on Reddit. When i decided to take a home loan a couple of months ago. Already activated and I've been using it for weeks now, even after I found out this problem. The Barclays AA Aviator Red can only be downgraded to the Barclays AA Aviator (No AF) card (1 mile per $2 spent outside AA) and you can’t PC to another non-AA Barclays card. I accidentally misdialed the number on the back of my card once and scammers had set up that number as a way to phish data from people misdialing like I had. A subreddit for everything about credit cards in the Philippines. No sweat. Not sure if real-time posting exists when it comes to CC payments Usually kahit same bank, same day posting lang but not real time. If you get a Citi bank account, keep your credit cards and bank account separate (two logins). They were okay. I have never not had a Chase merchant offer credit so Chase has a superior program. com Citi Custom Cash - 5% at Kroger and other grocery stores I work in the Credit Card Payment Processing World. *Insurance: $500 Citi Double Cash - 2% flat cashback on everything It has useful rotating categories to go with the Citi trifecta, and has good travel protections. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. The Citi-issued Costco VISA seems be one that I recently got a Citi credit card and have tried to link it up with YNAB multiple times. Never received anything. Members Online • Star_Linger . You need to enter your Citi bank details just the same as your other bank account, then link the Costco card to the Citi account. Adding my Citi credit card to Apple Citi sucks. Valheim; Genshin Impact; Minecraft; Citi, Chase cards all didn't work. " There is a button below this to sign into Citi Online, but this For the last 6 or 8 months, the biggest headache with any credit card is signing on with CitiBank. That said, I’ve also had similar experiences to you where odd things have happened from time to time with various bank systems and various customer service people. Citi is well known for Chiti IT. People pretty quickly figured out the product change loophole: Citi might not approve you if you applied for a second CCC when you already had one, but you could apply for and get a CCC and then product change other Citi cards into a second, third, etc. So i called the citi credit card. It was actually on my husband's card number. I get the bill from Citibank, then I check the due date, and go to my ocbc, choose make payment/bill payment, and you select the credit card you want to pay for (might have to click around to find out how to set up the initial thing, but once you've saved the card, it's easy) then select when you want the transfer to be done (I usually schedule the It’s obviously not going to be a great daily driver for most who are trying pursue cashback/rewards. Chase let’s me do this with no So about 3 or 4 months ago I got the Citi CCC to complement some of my other credit cards, putting my total number of cards at around 6. I use this for anything that doesn't fall into another category and when abroad, and for cell phone insurance. Current cards: Citi Double Cash - $2000 Altitude Go - $4500 BoA travel rewards - $1200 FICO Score: 765 Oldest account age: 5 years. It was one of the easier accounts to set up. Log In / Sign Up; Advertise on Reddit; Shop Collectible Avatars; Get the Reddit app Scan this QR code to download the app now. Citi can sometimes be sensitive with inquiries within the past 12 months, and typically they like to see some (at least a year) credit history. AMA! Ok old post but I was having this problem the last few weeks with my Citibank credit card. 625% is your lowest cash back bar and with the Custom Cash Rewards you’d get up to 5. The only time you have to use the Citi travel portal is for the hotel credit because the 3X travel multiplier applies whether or not you use the portal. After not getting a pre-approval, I just said screw it and YOLO'ed the applications. Here's what I did: On the Citi "Your new Citi® credit card registration process is incomplete. I activated it august 31st. Except that limit isn't real. Citi's card says that it has 2% cashback (1% upon purchase and 1% upon payment). Reset security questions, etc. My card is already set up and registered, as I can view the details through the browser and Bestbuy app, but Citibank will not let me log in through the app at all. i know it sounds like i’m sponsored or something lol, but i would recommend opening a new card with Discover or a credit union in your area, so that you know next time something happens it will I thought this was weird since it's not ideal to apply for a credit card when you have a recent inquiry on your credit report, but seeing as how the offer was soon to expire, I took it. Reply reply Crypto. 22×, which is superior to Venture X’s 2×. My current card set-up for maximum cashback. I've tried to manually link my savings account as my payment method and I received the trial Nexo is the world’s leading regulated digital assets institution. managed to get it back to the principal amount and waive of all the interest. Never had a problem with physical usage. When I logged on the Citibank website I was asked some security questions (childhood friend etc). This is my goal Reply reply warhawke82 Including the SUB, my total The EU version is not a credit card. So I got a new credit card yesterday this time from Chase and same issue. Does anyone know if This is why I recommend being extremely careful with linking a citi bank account with a citi credit card account. ". I opened a Citibank account through Bestbuy recently (I needed a new computer and opening the acc let me choose a financing option) The app just does NOT work though. Do the Shinkansen tickets get charged to the credit card that we used to create our membership ID? Because coincidentally, I was planning on cancelling this AMEX, and it is before my planned shinkansen ride. First card I opened when I turned 18. Get the Reddit app Scan this QR code to download the app now. I've had the Citi Custom Cash card a little over a month. It eventually started working. "Your new Citi® credit card registration process is incomplete. Citi allows both of these transactions to be completed So then is a travel credit card not worth it for me? Maybe, maybe not. Reply reply Current setup (working on team cashback): -Dining - Citi Custom Cash #1 - 5% A subreddit for discussing credit cards. E. Even though it’s not my fault the card never arrived? Additionally, it says I can keep tabs on shipping details, but whenever I click on the link, it sends me to the I tried to validate by text and phone call. My BofA card also has a credit limit of $30k and CSP card has a limit of $15k. However, the issue I'm having now is with my payment method. I look forward to Costco picking a different banking institution with better I very recently got my Citi custom cash card. I recently received a "Pre-Selected" letter from Citi for their Citi Double Cash card. i currently have mine set up with my chase freedom edit: what card do you have? Since Citi is making banking that tough for the OP, they may want to switch banks when they get back from their trip. Sofi Credit Card: 3 percent back on everything for the first year, 2 percent back on everything after that. Out of all those 3 i heard BoA They never increase my credit line. This is why I took the credit hit and closed my first accounts. Additionally, any advice found Get the Reddit app Scan this QR code to download the app now. They never increase my credit line. All the way from my first card as a college undergrad. The only credit card I got to work is a PNC credit card my parents dug up, it was a terrible experience lmao Reply reply Did all the research and chose the capital one Walmart card for 5% back on groceries and was going to do the citi double cash. IMO, the best thing about Citi's customer service is that it's rare to need to contact them. No issues using it either via Apple Pay or the physical A subreddit for discussing credit cards. Having this problem currently, just got the new Pixel 7 and I'm trying to set up my card. There are, on an irregular/unpredictable basis, additional rotating cashback deals in addition to the year-round 5% cashback on gas. They don't understand metro2 reporting. Thankfully I got accepted sa BDO and started building my credit score there. I've tried putting in my I was having the same problem connecting my Citi credit card, even though I initially did not have MFA setup. -4. Tried calling. Top. I've provided a credit card, a bank account, my security question, my address, everything that I can possibly provide to these people to unlock an account, that should never have been locked in the first place. I've had good service from CitiBank on their Costco card. I’ve not missed a single payment ever in over a decade and a half of credit card use on numerous accounts, gone over limit, or carry balances often if ever. Wow I thought, I could finally use the card. " There is a button below this to sign into Citi Online, but this button does not work. based on what I read on this thread. Any ideas on why? It’s Labor Day weekend so I was gonna call on Tuesday morning if I can’t get it resolved. Internet Culture (Viral) Amazing Is Citibank credit cards still worth it? Citi From managing finances and building a successful career to maintaining a healthy work-life balance and tackling household responsibilities, our discussions cover a wide range of No annual fee setup, only downside would be foreign transaction fee but you can get the Travel Rewards card if you are into traveling abroad or pay the $95 annual fee for the Premium Rewards card (both which have the 2. Believe it or not. Which I was expecting, given my limited credit Nexo is the world’s leading regulated digital assets institution. User flair is recommended and can be customized. My only complaint is to set up auto bill pay for things outside of rent (you need to make 5 transactions a month to get points on rent), you have to get the Wells Fargo app. If you're over 2/6 (month) in new accounts, you're likely heading for a denial. Today, 2 days later, I log on to Citi and see that I'm presented with the options of adding my card to PayPal and Google Pay, etc. Citi's portal was $91 more expensive than direct booking so the credit was pretty much useless. Target Debit Card: 5% off at Target unlimited This subreddit is for community discussion of Quicken money management application. I put a couple of subscriptions on it (max $30) and pay it in full every month. Amazon Prime Visa - 5% at Amazon Target Debit card - 5% at Target Walmart Mastercard - 5% on grocery pickup/Walmart. If this too much trouble for you. It can't be my custom cash card because I know I already activated it. I currently have one credit card (Capital One SavorOne for students), and 2 open Authorized jump to content. We’re looking forward to sharing more details as we A subreddit for discussing credit cards. . This is basically my restaurant card. This is allowed because you agreed to it when you opened the card. And one observation: on Google's web site, they said Citi cards are supported for Costco consumers, but not small businesses. So I started applying for a Citi credit card around 2020. How do the point portals compare. They require I have access to another phone, not the primary number I registered the card with. my subreddits. Just recently I got the Citi custom cash credit card and had a ton of issues getting the app/online banking set up. Activate it as soon as it arrives so you can start making purchases and enjoy all the Card Benefits your Citi Custom CashSM Mastercard® card has to offer. How is it that no one at Citibank CS help me log in to my accounts after verifying my credit cards online? I was sent in a loop that my account was reset and then in a loop to keep entering my CC information. Once the card is earning TYPs there are some ridonkulous spend bonuses that Citi and Sears . 25% cash back. I have called Citi several times and they have been unable to get it to work for me. Gave my security word, validated my card's last 4 digits. 836 credit score. Citibank autopay failure Data Point If you have Citibank and are using AutoPay, be aware it can fail in unexpected ways. their statement credit option (the best deal for me) has so many extra steps it feels like they do this on purpose, to force you to use rewards to credit specific purchases, a much lesser value. Because although the supposed new benefit allows you to redeem cash back points over to Thank you points I'm still not seeing how this matches the benefits of the BoA cash card with their perks A subreddit for discussing credit cards. Questions about breaking into the field, and design reviews of work produced only for a portfolio will be redirected to stickied threads. This is my first CC and I applied because of the NAFFL. t. So far I've just been paying Groceries: BCP Streaming: BCP Restaurants: Citi Costco Gas: Citi Costco (wfh now, once I start going back to office planning to get the Citi Custom Cash) Cell Phone: Chase Freedom Flex Pharmacy: Chase Amazon Prime Amazon: Chase Amazon Prime Walmart: BoFA Cash Rewards Target: Target Red Card Costco: Citi Costco card Utilities and Internet: Elan Financial visa I have to agree that Citi merchant offers are completely unreliable. The company's mission is to maximize the value and utility of digital assets through our comprehensive product suite including advanced trading solutions, liquidity aggregation, tax-efficient asset-backed credit lines, a high-yield Earn Interest product, as well as the Nexo Platform and Nexo Wallet with their top-tier The posted Alert has just been updated and it says that that we should be able to download using the Costco Citi Credit Card connection set up now. You can, however, create your online access prior to receiving the card. If you have a hard pull within 7 days of applying for a Citi credit card, you'll almost certainly get a denial. The company's mission is to maximize the value and utility of digital assets through our comprehensive product suite including advanced trading solutions, liquidity aggregation, tax-efficient asset-backed credit lines, a high-yield Earn Interest product, as well as the Nexo Platform and Nexo Wallet with their top-tier I hope that Simplifi will find a way to support the Home Depot Credit Card soon! This is the response from Simplifi for my support request: I sincerely appreciate your interest in connecting your Home Depot Credit Card accounts from Citibank in Quicken Simplifi. -Citi Custom Cash: apply for one and then PC my other Citi card. %. I love CCC because I get 5% back on my most spent category (which I use for gas). Once your card arrives, use your new account number to register for Citi Online so you can access and manage your account virtually anywhere, anytime. But I can live with 4% for now 4. This doesn't work at all, though thank When the CCC was first released, Citi was very clear that people would only be allowed to have one CCC. Reply reply astroboy__ • I just received a brand new advantage executive card from them today. They should never issue me a new card and closed my old card. Not saying this card can't work for some but I still wouldn't recommend it. The goated citi setup ft kroger mobile pay & the sockdrawered cash+ for bills. Selected sms option and no message came through. Based on your description of the issue, it sounds like your Citi account got linked to an incorrect account. Got rejected for the citi card with a 800+ credit score rough day lol wish I wouldn’t have wasted the pull. I use it for work travel and they reimburse me for the annual cost upto $150. No changes to your card details (number, PIN, CVV, expiry), billing cycle, or due date. This card appeared as unpaid and they wouldnt release my loan. Don't over spend to hit that spending requirement and end up owing credit card debt. Just looked at my Citi credit card statement for the first time wanting to setup payment and notice they use Plaid to verify bank account info. Thinking of using them again What's everyone thoughts on them They work internationally sometimes without fees better than converting cash usually. Reply reply Get app Get the Reddit app Log In Log in to Reddit. for the Double Cash right now, it says "Bonus ThankYou® Points are not available if you have received a new account bonus for a Citi Double Cash account in the past 48 months. I’d also make a compelling argument for the US Bank Altitude Reserve Card on its own because of it’s ability to earn 3 I’ve been a Citibank credit card customer for 25+ years and have never had the problems you describe. It also makes the BCP a much less interesting option for those who can’t also take much advantage of the 6% streaming category. Anyone experiencing this as well tonight? I tried also swiping my card sa store tas “do not honor”. I have two cards-Citi Professional and Citi Custom Cash. binayaran ko din after how many years. The other reason is for extended warranty, if you don't have another card that offers it I'm working on the Citi quadfecta and was approved for the DC on 11/11/22 and CP on 12/2/22. Citi is working for me, but you only get offers on personal cards. Last night I applied for the Citi Premier. Citi Credit Card Closed: $60K credit line. It hits a lot of multiplies for most (3x groceries, dining, travel, gas). Im not sure the odds of getting approved. The phone number does look real, but I would A subreddit for discussing credit cards. 2x, 4x Maximizing Chase points will be more painful however. Does anyone know if I got it when I was 4/12 in inquiries and 4/24 in new accounts, with me being approved for another Citi card 3 months prior to getting approved for the Double Cash. The new experience will make it easier than ever to set up and manage your Virtual Account Numbers. The problem that you had is that your Citi online access has not been fully setup yet. Compared to other apps like Amex or Capital One, even Chase which is overall fine, how is Citi's interface so bad. I logged onto Citibank website (instead of going thru phone app as usual). g. Get app Get the Reddit app Log In Log in to Reddit. Use the Venmo credit card to pay utilities, not using the Venmo app to send money. Reply reply Some Citi cards do work. Citi Hi, anyone nagkakaproblem rin with their Citi credit cards? Declined transaction in malls and grab app. Honestly super curious why Citi's website and app and overall UI is just so bad. I had a question about redeeming cash back for statement credit with the Citi card. Having said that, it works well as a supplement to other Citi cards. I use this card for booking travel. There are a couple reasons I don’t love this setup, but Citi DoubleCash combined with Citi Rewards+ earns an effective 2. The app and the benefits do not work as intended still. But if you click on the extension while you are logged into Citi, and click "Citi Offers" at the very bottom of the offer list, CP will take you to the Citi Offers site and then it more likely triggers the adding of offers. I am currently running the BoA Cash Rewards and BoA Premium Rewards cards with Platinum honors. Members Online • player083096 . Wow! there must something on Citi’s system. I used this extensively for budget/reconciliation purposes. I called Citibank and reported it as fraud. Citi closed my account because a couple of times, I accidentally processed a payment from an alternate checking account I had set up during covid to separate a potential side business that never materialized. They'd have a massive advantage there if they were able to do that Reply reply More replies First Financial Bank USA: Credit card with no rewards. Now, with my pending application on citi custom cash. I'm not a fan of opening a bank account just in order to get a credit card because now, instead of just having one new account (the credit card account) to manage, there are two accounts to manage! And if one's goal is to get 2% back, why open a bank account to get a 2% back credit card when there are not one, not two, but three options for 2% back credit cards that don't I have 12 credit cards, the most recent one being the Citi Premier (and my first Citi card apart from the Best Buy store card). When someone here said it was impossible to use a Citi card because of their fraud department I didn't take it seriously. Even had an extended warranty claim processed and We would like to show you a description here but the site won’t allow us. I tried to move the credit limit from my Double Cash to my Custom Cash and I was told by a representative that Citi does not allow credit limit transfers. Immediately blocked and had to call the From personal experience, there's a much higher chance you will be approved for either Citi card if you wait until your first two cards are a year old. Valheim; Genshin Impact; A subreddit for everything about credit cards in the Philippines. Click here for FAQs. After testing at both a gas station at a Walmart Supercenter (shows up on the statement as "WM Just got approved for the Citi Rewards+ card and now have that card as well as a Double Cash and Custom Cash card. For example, I discovered that Five Guys Burgers and Fries is not a Restaurant, but a Costco Citi Credit Card Not Displaying Running Total [Citi Visa Credit Card] Costco City Credit Card website would always a display a running total next to each posted transaction. It is the lowest credit line I have. I have followed the requirements to a tee, and have seen only about 25% of the offers actually show an offer credit across multiple Citi cards. So I saw some people in a different subreddit commenting about how some credit cards come with three extra "one-time use" credit card numbers so that if you want to order something from a sketchy website, you can do so without the danger of getting your real card number stolen. r/PHCreditCards. The two branches don't really work well together and you can get locked out easily, requiring the debit card to fix it. I say not nearly the same because you can only create one, and I'm pretty sure you can't set spend limit or expiration date on it. I've heard some negative things about Citi, but they seem to have good cards. 1 day before the due date for example) it can only be set to pay the previous statement's Unfortunately I am not, I pay the annual fee but I have season hockey tickets and the cashback on that alone covers the annual fee. With some credit cards giving cardholders an "anniversary bonus," I've decided that I will always call and ask for a retention offer on any card that I hold. 5% cash back on all purchases every day. Since you already restored a backup to correct the mess caused by that incorrect linking, the way to avoid having the same issue happen again would be to pay close attention to the Add/Link screen after you complete the authorization Get the Reddit app Scan this QR code to download the app now. Best in cash back for fast food and fitness 3. Citibank app not working . 1 card setup: Citi Premier, get travel benefits and great overall earning and a signup bonus significantly better than most 2x cards as well as travel benefits. Sure people waste gift cards but thats how point system works not by being forced to shop only at sears or kmart. I should have. Be sure to read sub rules before Hello @robertjjohnson,. I’m considering getting the Citi Custom Cash credit card. I tried doing it today and unavailable daw siya? “Unable to set-up Citi PayAll. I would just close the account and not deal with Citi. I had to buy flight tickets worth $3500 which would have knocked out the $4000 MSR fairly quickly. UR point setup Sapphire Reserve: 3X Dining and Travel Freedom Flex: Quarterly Category Freedom Unlimited: All non category Physical spend, 3X on Drugstores Ink Cash: 5X on Office Supply stores, Phone, Internet and cable (Netflix codes as cable), 2X on Gas Ink Unlimited: I put all all my non-category auto pay/subscription spend I think the Citi premier is extremely underrated. (guess when you apply via mobile browser these won't show) CS told me to wait 3-5 business days for my credit card approval. Valheim; Genshin Impact Citi credit card not working . Tried it with Google pay and it stucks at the same step. If it doesn't work for you now that's just the fact. 2. They can't even figure out how to report a suffix properly. You will not get it to work, I've spent hours on the phone to the bank and Google with no resolve. I don't know much about Citi. Making each custom cash a 5. Once the card is earning TYPs there are some ridonkulous spend bonuses that Citi and Sears So today i received my Citi Rewards Card. They approve literally anyone. Reply reply r/CreditCards. I may carry a relatively low % balance on a card or two may once or twice a year. Also with your income level getting into high AF cards and chasing after rewards/SUB is dangerous. TransUnion: 751. zero late payments. In contrast, AmEx,/BoA/Discover/Barclays are much less sensitive, and even Chase, with their 5/24 rule, doesn't really care that much about "velocity" so long as you haven't hit 5/24. He had not made the purchase and it was for over $2,000. Adding my Citi credit card to Apple I thought that rule was for other Citi cards, like you can’t be approved for another Citi card for at least 8 days and 65 days before you can apply for another card if you’ve had 2 applications in the previous 65 days. Open comment sort options. Citi allows both of these transactions to be completed Citibank credit cards are officially moving to Axis Bank by July 15th, 2024. Ive read here many times and also sa comment section sa YouTube na what they do to qualify for the NAFFL ay mag transfer ng funds to a diff bank account via Citi PayAll. I had not participated in many new credit cards/SUBs the past few years because I was saving up for a home purchase and didn’t want any inquiries on my report. Support should be able to help you out. And that's what worked. I was told that Here is my setup. We used the $100 credit this year and it saved me $9. They totally suck if you pay interest, miss a payment or use them as if it means you have cash on hand. It was working fine until the verification step. It probably has something to do with your account being relatively new. They disabled my My card is already set up and registered, as I can view the details through the browser and Bestbuy app, but Citibank will not let me log in through the app at all. r/UXDesign is for people working in UX to discuss research and design problems, career advancement, and the profession. So to answer your question, that depends on what it is: Is it common to not be able to connect to Citi? No, that's not typical. If the Citi Prestige was still around (accepting new applicants) and was in the original form, they would be brought up more in the Hey everyone, I'm a 21 year old male college student. it gives you back 10% of rewards you redeem. Chase also switched their portal from Expedia to cxLoyalty. Best. This is where all my Citi cards deposit their points into. I wish I had some words of wisdom, but I don't remember the setup being out of the ordinary. Like, their interface and customer makes me not want to use their card even though they offer probably the best cash back setup of all my cards with the Premier/CC/DC trio. Citi credit card rules . Mint was giving me a message of contacting Citibank support. 111111. I called Citi today to make an inquiry on my Cit Premier card. It seems wildly inconsistent on whether it will actually work or not almost every day I have to troubleshoot the connection (which usually involves getting a confirmation number texted to me, which I input, after which it loads for a minute, then immediately forgets and wants to send me a new confirmation Pinabayaan ko yung Citibank Credit card ko nung 2011. sub, and use search to see if your question has already been answered. Not best in cash back for dining, can get another Custom Cash for 5% restaurants. Current credit cards in last 24 months: Chase Freedom Flex (07/21) This is my 5x5 setup 5 cards that all get 5% back. I don’t what to tell you. I have 9 cards. Just something to consider while only regularly using 2 cards as default drivers: Chase freedom, freedom flex, Discover it, Citi custom cash, Affinity FCU, US Bank Cash+ and the Max Cash Preferred all serve as rotating 5% category cards which you just sock drawer and fill in during certain quarters with your default drivers (for example, Wells Fargo Active Cash and SavorOne). With the two new cards and unique numbers, Citi needed to add *HER* card to *MY* Amazon account, then separately link that card to the Citi Thank You Points using u/FilterJoe*'s guidance from the comments. Had it when I was 19. Discussion If you could only have two credit cards, which two would you pick and why? For me, I think I would have the BofA cash EDIT: I will continue to bank with a institution that's not listed here, I simply want a credit card set up with on bank. Also found a bunch of threads on this on Reddit. I tried to reset my password and i got the message that my data does not match my record. The cash back rewards from the Venmo Visa are deposited into your Venmo account monthly. Didn't know Citi did virtual card numbers. Mike Trout **For the best user experience, we I use my credit cards like debit cards, set up to auto pay the full balance every month so I don't incur any interest/charges. “Eat unhealthy then work out” card. If they did, I would cancel the CP and transfer the limit to my CCC. They disabled my old login and I had to create a It has $0 Annual Fee and has 1. Not a credit card, but I use the cash app debit card as well for random discounts online/in store real time and link it with your bank account. Log In / Sign Up; Advertise on Reddit; A subreddit for discussing credit cards. I had the Gold card but with little travel and better cashback options for dining I switched to the Green with the lower annual fee. The company's mission is to maximize the value and utility of digital assets through our comprehensive product suite including advanced trading solutions, liquidity aggregation, tax-efficient asset-backed credit lines, a high-yield Earn Interest product, as well as the Nexo Platform and Nexo Wallet with their top-tier Feb 2 - submitted docs online (BIR 2316, two months latest payslip) Feb 8 - Someone from citibank called me to verify my application. Reply reply [deleted] • • If I don’t use my gift cards thats on me not the credit card companies. Minimalist Card Setup . Internet Culture (Viral) adding debit card issues and are unaware of any fix. Post flair is required. 555% cash Oldest credit card account age with you as primary name on the account: unsure (likely 10+ years on the Chase Freedom card) Number of personal credit cards approved for in the past 6 months: 0 Number of personal credit cards approved for in the past 12 months: 0 Number of personal credit cards approved for in the past 24 months: 0 Such as the Cap1 Venture (X) + SavorOne for a 2 card setup, 2x and 3x Citi Premier + double cash + custom cash for a 3 card setup. The Citi cards take forever to arrive IMO, at least a week after you get the email that is usually send a week after the approval. Future Cards / Plans: Citi Custom Cash [3] Citi Rewards+ I enjoy a simple setup with not many cards. The Citi Premier Card and Chase Sapphire Preferred card are similar so seems silly to pay for two annual fees. The citi cards seem more appealing for me for the categories they offer but I am also aware of the 524 rule and I’m not sure if I want to forgo the chance of getting chase cards by getting citi cards. My Citi (Costco) card is linked and correctly pulling in transactions but if I try to use the new connection method, the code I get from Citi doesn't work. I would just close the Citi card, however it’s my oldest card at 7 years and also has a credit limit of $30k. Meaning it boosts every other citi card you own by 11. I have been using their card nonstop for the last 3 years. Looking at the benefits of the BoA Cash Rewards card with 3% on gasoline and 2% on groceries makes me wonder whether or not it still pays to use the Citibank Doublecash card. Internet Culture (Viral) Amazing or any other Citi credit card. I kept picking Citibank Credit Card and my credentials weren't going though. Mike Trout **For the best user experience, we Having just received my Citi Premier recently and got my account set up. Is there any other way around this? I've read the reviews about how safe Plaid is, but I'm just a little uncomfortable with giving this company my login credentials and power of attorney over my bank account. You should add Ink Cash, its an amazing card. Just took a step towards better financial management! 🙌 Just cancelled 3 credit cards from different banks to keep my spending in check. Sometimes Citi BS can work to your favor, but usually it is an annoyance. I have signed into my Citi account and have even re-done all of my security settings. I just got the Citi Custom Cash card. Cards that I have almost never used I have had my credit line increased, but nope not them. The best cash back setup without dealing without with travel rewards/miles/points would be Bank of America IF you have Platinum Honors - effectively 2. username and password does not work. Keep using your Citibank card for now, with a short service disruption around migration (heads up from the bank coming soon). CS made me upload my id online, took a selfie and etc. For anyone who is team cashback, you really can't beat this setup. chooseyourusername17 • This happened to me recently not with credit card but banking account. Or check it out in the app stores     TOPICS. You can use Premier to transfer points to an airline and a Chase card to book the flight. Citi Credit card not working r/PHCreditCards. I currently only have 2 Citi cards: The Custom Cash (credit card) and an ATM type of a card that came with my savings account. Not nearly the same, but paypal has something called paypal key now. It wasn't this bad before(pre-2022), even if questionable support. That's why credit cards are not a good emergency fund. After contacting customer support several times it magically got fixed. You should be able to set up your autopay and statement preferences before the card arrives. This is probably because you had created your online account while applying for the card and Citi website didn't prompt you to this step. speaking to a human being at Citibank is not the most pleasant experience. On this specific application though (unlike the other Citi ones) they asked how often do I carry a balance on credit cards, to which I answered never (which is true); and I only got approved for $1,000. There is nothing a user can do to fix this so you have to call Citi tech support and Most likely because they are missing that elite card. I tried to use it inside quiktrip and at ALDIs. Chase 5/24 status: 2/24 Also, when your one bank has a system outage making it so none of their cards work for a period of time? Get the Reddit app Scan this QR code to download the app now. Internet Culture (Viral) Amazing Citi Costco card with a 16k credit line but they monitor what u are allowed to buy. a Double Cash and Custom Cash would get me my best possible cash-back setup going forward, before SUBs. So frustrating. If that pattern were to break and you started carrying a balance on your least favorite credit card, it would 99% chance be because you're under financial stress. To give you a general idea, I’d plan on using it for grocery and gas station purchases (my two biggest charged expenses) and use my capital one quicksilver for everything else. Please sign on to Citi to complete the registration. But it seems apple card haven’t reported yet to the bureaus cause my total credit limit has not been increased. 625% cash back rates after accounting the Preferred Rewards credit card boost). There I can redeem the points to any of the cards I wish and get the best possible redemption value and Nexo is the world’s leading regulated digital assets institution. We have 2 different cards and they have different first 6 digits, but I think majority are same I have to agree that Citi merchant offers are completely unreliable. Chances are good :), but it all depends on the Terms and Conditions at the time of application (freely available on Citi's web site). qlbcmt auul ajk uembhi fjlo bdytekn zdcf rjjoz paupjf rjch